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Before you sign anything, ask for an explanation of any dollar amount, term, or condition that you don't understand.
Ask if any of the loan terms you were promised before closing have changed. Don't sign a loan agreement if the terms differ from what you thought they would be. For example, a lender should not promise a specific APR and then - without good reason - increase it at closing. If the terms are different, negotiate for what you were promised. If you can't, be prepared to walk away and shop elsewhere.
Make sure you get a copy of the documents you signed before leaving the lender. They contain important information about your rights and obligations.
Don't initial or sign anything saying you're buying voluntary credit insurance unless you really want to buy that insurance.
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erase, fix, or repair bad credit.
