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Article - What is on My Credit Report?
By David J. Lalonde
Your Credit Report is broken down in the following sections
Identification
This section lists current and past employers as well as addresses and alias'. This information is updated with each inquiry.
Summary: Consolidation of information on bureau. The credit score is located here.
Public Records
Bankruptcies
Tax Liens
Judgements
Collections
Body of Report (Credit History)
Unapplied for credit accounts. These items will make your credit report worse than it really is. They are on your report in an attempt to force payment.
Bad checks
Medical bills
Utilities charge offs
Other collection accounts
Inquiries:
A list of every company that has viewed your credit. As a general rule, numerous inquiries in a one or two day period will not harm your credit rating whereas numerous inquiries over an extended period will.
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