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Credit Card Blocking - Freezing your Account
When you commit to a future transaction such as a hotel bill the funds are reserved and are no longer available as credit.

Credit Cards - Take Control of your Finances
Credit cards are a two-edged sword. If you don't keep a tight rein on them, you can quickly find yourself in a situation where you're paying exorbitant interest rates, or only paying the minimum balance each month.

 
 
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