Answer: You can call our offices from 9 am to 6 pm eastern time to complete the application. The phone number is 888 535 CARS. As far a being different, many websites shop your loan to direct lenders. Generally, direct lenders have stricter underwriting criteria than indirect lenders. When you submit your application online your loan request will be processed by an experienced special finance manager at a local dealership who has access to the nations top indirect lenders. Indirect lenders do not lend money directly to consumers. They purchase finance contracts from dealerships. Indirect lenders have less stringent underwriting criteria than direct lenders. Common examples of Indirect lenders include Ford Credit, GMAC, and Chrysler Credit. Consumers cannot receive funds from these lenders to purchase a vehicle anywhere, they can only use their loans to purchase a vehicle from a dealer within thier network of franchises.
